Aug
11
2011
Most public schools maintain a certain amount of insurance coverage for their institutions. This coverage may include the basics of property damage, general liability, worker’s compensation, auto liability, coverage against crime and vandalism, law enforcement liability, etc. Although this coverage offers some protection to teachers in general, it may not provide the extent of protection a teacher needs. If you are employed as a teacher in the state of Indiana, you should research what your public school insurance Indiana has to offer and see if it provides the professional liability coverage you need.
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Aug
11
2011
When you are looking for the public school insurance Indiana has to offer, you can start with considering the general elements of commercial insurance for public schools. You need to consider many aspects including general liability insurance, property insurance and possibly even inland marine insurance if your school sponsors art exhibits or has computer equipment that needs to be maintained. You also may also look at other kinds of policies such as workers compensation or even law enforcement liability. However, all these factors may change with various factors.
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Jul
28
2011
If you are a teacher it is important to invest in teacher’s liability insurance. Public school insurance comes in a number of different forms. While a facility policy will protect the school’s liability and the physical building, it does not protect your own professional liability. Teachers are held to the highest standard. You are expected to be knowledgeable, fair, caring, and strict when necessary. When you are on the job, it is important to know you are protected. Understand how teacher’s professional liability insurance covers you make sure you are covered if the school does not offer protection.
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Jul
21
2011
Like any large organization that looks at the rising cost of insurance premiums and at the rising cost of health care in general, the teachers and administrators of the public school system in New Mexico decided to use their strength in numbers to get affordable insurance. Public school insurance coverage began in 1986 when the state legislature created the New Mexico Public School Insurance Association. The group included public school districts, charter schools and post-secondary educational institutions. The entity was created not to fund its’ own coverage but to act as a purchasing agent for the group. Through the organization, member schools can offer employee benefits and risk coverage. The lone exception in involvement was the Albuquerque school district.
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